Credit Risk Solutions

Evaluate and reduce your business risk

As your credit risk management partner, gain access to over 450 million business credit records at your fingertips. Confidently assess the risks associated with your customers and limit credit risk exposure.

Depending on the nature of your business transactions and your level of credit risk exposure (and risk appetite), we offer a range of credit reports ideal for your assessment.

Understanding Business Credit Reports
What Is A Business Credit Report Typically Used For?
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Special Report: Russia-Ukraine Conflict
Implications for the global economy and businesses
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Red Yellow Green
Credit Monitoring Service
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Restricted Party Screening
Politically Exposed Person (PEP) are abundant.
Have you done sufficient regulatory checks?
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Business Credit Report

Business Credit Reports comes in any shapes and sizes  – just like umbrellas, thicker ones will shade you better from the sun, curved ones will protect you better from the rain, decorative parasols to match attires for special events.

Comprehensive Report

Complete coverage of information necessary to make confident credit decisions.

Company Registration Details
Ownership / Management Background
New Credit Risk Index
Payment Information
Litigation Information
Key Ratios including Financial Ratio Analysis

For High High Risk Transactions

50 %
Degree of
Risk
45 %
Information
Coverage
70 %
Information
Depth

Business Information Report™ (BIR)

A detailed business credit report for business credit decisions, the Business Information Report™ help mitigate potential business risks by avoiding payment defaults and assessing a company’s business credit risk with straightforward risk indicator like Payment Summary, D&B® Rating and D&B NCRI.

Brief Company Registration Details and Registered Charges
Corporate Directors and Shareholders
Risk Assessment featuring FSS, NCRI & D&B Rating
Payment and Collection Information
Current Investigations
Financial Statements
Comparison with Industrial Norms
Court Actions
Terms of trade
Media Releases

For High Medium Risk Transactions

45 %
Degree of
Risk
52 %
Information
Coverage
50 %
Information
Depth

Risk Guide

D&B's Risk Guide is an abridged but efficient alternative that delivers only the essential information, adequate for low-risk transactions. Streamline your analysis without the unnecessary information overload.

Brief Company Registration Details and Registered Charges
Corporate Directors and Shareholders
Risk Assessment featuring NCRI
D&B Rating
Payment and Collection Information

For Low Low Risk Transactions

20 %
Degree of
Risk
20 %
Information
Coverage
50 %
Information
Depth

Customised Report

Customised Reports bestow the power back in your hands to decide what you want and what you don't.
As requirements will vary, include only the insights and elements you need for maximum efficiency.

Company Registration Details and Registered Charges
Ownership/ Management Background
Payment Information
Business and Trading Operations
Financial Statements
Various Narrative Analyses and Ratings
Bankers’ Details
Media Releases
Litigation Information
Key Ratios including Financial Ratio Analysis
Cash Flow Analysis
Risk Assessment featuring NCRI
D&B Proprietary Ratings
Collection Information
Financial Statements
Comparison with Industrial Norms
Court Actions
Terms of trade

For High Medium Low Risk Transactions

20 %
Degree of
Risk
20 %
Information
Coverage
50 %
Information
Depth

Credit Scores & Indexes

Judge a fish by its ability to swim, not climb a tree.

Our ratings weigh financial and non-financial factors in credit deliberation to derive a more precise and impartial representation. These ensure you obtain a comprehensive and relevant overview that considers a broad spectrum of elements (beyond fiscal) to support confident decision-making.

D&B Rating

Dun & Bradstreet Singapore - Credit Portfolio Overview
The D&B Rating is a value added tool which provides a quick assessment of a company’s Financial Strength and Risk Conditions

D&B New Credit Risk Index (NCRI)

Dun & Bradstreet Global Tags
The D&B NCRI is a tool which ranks and identifies less credit-worthy businesses. It provides a quick assessment of a business’s risk standing based on observed business failure of companies in Singapore.

Credit Assessment Rating

Dun & Bradstreet Money Insights
The Credit Assessment Rating serves as a reference to assess a firm’s credit risk and recommend the credit range to be extended.

Financial Stress Score

The Financial Stress Score (FSS) is an overall statistical assessment on the probability of an active business facing a situation of failure over the next 12 months.

COVID-19 Impact Index

Dun & Bradstreet Globe
The COVID-19 Impact Index considers four core factors to create a multi-dimensional view of the impact to an individual business by considering its location(s), industry, and credit health, as well as its network.

Credit Monitoring

Nobody likes unpleasant surprises – especially when it comes to unpaid creditors.
Keep an eye open on your business partners and be alerted first when they start to default on payment and fall behind industrial norms.

Red Yellow Green (RYG)

Dun & Bradstreet Singapore Traffic Red Yellow Green

Relentless monitoring of your desired entities warns you of any potentially detrimental anomalies that can hurt your brand or business. RYG hinges on triggers such as (but not limited to):

  • Risk profile
  • Litigation
  • Poor or inconsistent payment behaviour
  • Adverse news and media
  • Corporate Mergers / Acquisitions

Three Emerging Hazards in Risk Management

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