Credit Risk Solutions
Evaluate and reduce your business risk
As your credit risk management partner, gain access to over 450 million business credit records at your fingertips. Confidently assess the risks associated with your customers and limit credit risk exposure.
Depending on the nature of your business transactions and your level of credit risk exposure (and risk appetite), we offer a range of credit reports ideal for your assessment.
Business Credit Report
Business Credit Reports comes in any shapes and sizes – just like umbrellas, thicker ones will shade you better from the sun, curved ones will protect you better from the rain, decorative parasols to match attires for special events.
Comprehensive Report
Complete coverage of information necessary to make confident credit decisions.
Ownership / Management Background
New Credit Risk Index
Payment Information
Litigation Information
Key Ratios including Financial Ratio Analysis
For High High Risk Transactions
Risk
Coverage
Depth
Business Information Report™ (BIR)
A detailed business credit report for business credit decisions, the Business Information Report™ help mitigate potential business risks by avoiding payment defaults and assessing a company’s business credit risk with straightforward risk indicator like Payment Summary, D&B® Rating and D&B NCRI.
Brief Company Registration Details and Registered Charges
Corporate Directors and Shareholders
Risk Assessment featuring FSS, NCRI & D&B Rating
Payment and Collection Information
Current Investigations
Financial Statements
Comparison with Industrial Norms
Court Actions
Terms of trade
Media Releases
For High Medium Risk Transactions
Risk
Coverage
Depth
Risk Guide
D&B's Risk Guide is an abridged but efficient alternative that delivers only the essential information, adequate for low-risk transactions. Streamline your analysis without the unnecessary information overload.
Brief Company Registration Details and Registered Charges
Corporate Directors and Shareholders
Risk Assessment featuring NCRI
D&B Rating
Payment and Collection Information
For Low Low Risk Transactions
Risk
Coverage
Depth
Customised Report
Customised Reports bestow the power back in your hands to decide what you want and what you don't.
As requirements will vary, include only the insights and elements you need for maximum efficiency.
Company Registration Details and Registered Charges
Ownership/ Management Background
Payment Information
Business and Trading Operations
Financial Statements
Various Narrative Analyses and Ratings
Bankers’ Details
Media Releases
Litigation Information
Key Ratios including Financial Ratio Analysis
Cash Flow Analysis
Risk Assessment featuring NCRI
D&B Proprietary Ratings
Collection Information
Financial Statements
Comparison with Industrial Norms
Court Actions
Terms of trade
For High Medium Low Risk Transactions
Risk
Coverage
Depth
Credit Scores & Indexes
Judge a fish by its ability to swim, not climb a tree.
D&B Rating
D&B New Credit Risk Index (NCRI)
Credit Assessment Rating
Financial Stress Score
COVID-19 Impact Index
What is a Business Credit Report used for?
What do we mean by this?
Credit Monitoring
Nobody likes unpleasant surprises – especially when it comes to unpaid creditors.
Keep an eye open on your business partners and be alerted first when they start to default on payment and fall behind industrial norms.
Red Yellow Green (RYG)
Relentless monitoring of your desired entities warns you of any potentially detrimental anomalies that can hurt your brand or business. RYG hinges on triggers such as (but not limited to):
- Risk profile
- Litigation
- Poor or inconsistent payment behaviour
- Adverse news and media
- Corporate Mergers / Acquisitions
Three Emerging Hazards in Risk Management
