Advance Credit Analysis and Management
Course Information
Course Introduction
Advanced Credit Analysis offers enhanced skill development on current best practices and high impact risk analysis techniques to arm experienced managers to refine tools for credit management.
This programme provides you with advanced knowledge and skills that will sharpen your understanding of accounting risks and analysis of business financial statements.Â
Course Outlines
Topic 1: Understanding the Importance and Use of Financial Projections
Topic 2: Working Capital Analysis: Concept and How much is required?
Topic 3: The Projected Profit and Loss Statement and Balance Sheet
Topic 4: Cashflow Forecasting
- Principles and Methods of Cashflow Analysis
- Cash requirement and funding required to support business growth
Topic 5: Stress Testing
- Use of Stress Test
- Scenario Testing
- Breakeven Analysis
- Sensitivity Testing
- Interest and Debt Servicing Coverage
Topic 6: Evaluating Financial Viability using:
- Payback Period
- ROI
- NPV
- IRR
Topic 7: A comparison of methods used in evaluating financial viability
Topic 8:
- Types of Borrowers
- Types of Businesses and Understanding their Operating Cycles
Topic 9:
- Dealing with Problem Loans and Portfolio Management
- Portfolio Risks
Topic 10: Non Financial Factors/Risk Analysis
- PESTLE Analysis
- Business Strategy Evaluation