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   For enquiries on Portfolio
   Manager, please contact

   Alexia Chew at
   alexia.chew@dnb.com.sg

   Tel: 6513 8310





Portfolio Manager

Portfolio Manager Solutions



Portfolio Manager is an online analysis tool which merges your customer receivables data with D&B's databases to proide a unique insight into your portfolios. It enables you to pinpoint the main areas of risk and opportunity leading to better targeting of your credit management resources and a clearer, more informed view of which credit policies are most appropriate for your circumstances.

Portfolio Manager opens up D&B's unique global database and applies our expert predicitve scores so that you can predict future risk of failure and payment behaviour within your portfolio. All of D&B's data is Quality Assured by the DUNSRightprocess to ensure that is accurate, complete, timely and cross border consistent.

         

Portfolio Analysis

 
Portfolio Manager gives you four types of analysis together with the ability to 'drill down' to view more details on individual customers and 'click through' to access D&B business information reports online

1. Portfolio Dashboard
.
Provides a quick and powerful overview of risk exposure from your existing customer base. Your ledger balances are profiled using D&B's predictive Failure, Delinquency and Payment scores, and also by your customised outstanding size bands.

2. Evaluations
Provides a breakdown of the overall risk structure according to your own defined risk bands and the common characteristics of your customer portfolio. Your ledger balances are aggregated using criteria such as business size, business age, legal form, geographic location and predictive risk score.

3. Distributions
Provides further analysis based on your own ledger data and customised fields which, combined with trended analysis, can help you to review the performance of your reserving and collections strategies.

Two histograms help you to understand trend performance within your portfolio. The Risk Profile vs Amount Reserved and Aged Debt vs DSO graphs enable you to both review your reserving strategy as a result of changing risk within your portfolio and understand how your DSO has effectively reflected movements in your aged debt.

4. Accumulations
Analyse your aggregated ledger balances by global ultimate holding company and primary activity sector. Identify largest outstanding amounts by group and future possible group loss calculations.

By leveraging the power of the D&B D-U-N-S Number and corporate linkage you will not only be able to understand group exposure but also identifying potential cross-sell opportunities within the same corporate family.

5. Portfolio Manager Alerts
D&B data is refreshed monthly or daily according to your preferences and you can update your customer ledgers at any time. Through Portfolio Manager Alerts you can be told of significant changes within your portfolio. You can manage what alerts are generated by determining your own customised triggers and then review all account with a change through View Alerts or request notification via email. For example: identify those accounts that have moved between your defined risk bands or whose D&B score has changed by more than 10; or those where the outstanding amount has increased by 10% in  a certain period of time.



Giving you the full picture


Portfolio Manager is an extremely versatile product that can be used for a surprising number of applications. Here are just a few examples of the power of Portfolio Manager.
  • Manage multiple business units - view individual ledger or aggregated ledger risk
  • Cross border risk management - analyse pan-country risk in a consistent format
  • Mergers and acquisitions - manage the merger de-merger of a ledger and it's affect on your portfolio
  • Credit strategy planning - customise your policy by line of business, age, legal form or location
  • Compliance - understand your customers relationships across the globe
  • Strategy review - identify how your collections and reserve strategies are performing over time
  • Business planning - provide powerful reporting to senior managers which combines internal ledger information with external risk indicators



 

Credit Risk
Credit Reports
Portfolio Manager
Credit Monitoring
DunTrade

Collections
Collection Services
Outsourcing
DunsCash

Marketing
Sales & Marketing Solutions
Database Management
Data Rationalization
Hoovers
Standard Industry Classification (SIC)

Bureau
Singapore Commercial Credit Bureau
CreditScan Consumer

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